Personal Loans

Credit Cards

Boost your buying power in more ways than one with a Kleberg personal credit card. Competitively low rates and no annual fees help you get what you need, as soon as you need it, without blowing your budget. And with our Preferred Points rewards program, you can earn prizes as you shop — including cash back! Choose your card today.

  • Competitively low rates
  • No annual fee
  • Enjoy increased purchasing power; accepted virtually everywhere, worldwide
  • Preferred Points rewards program available
  • Multiple cards available
    • MasterCard World®
    • MasterCard Platinum®
    • Visa Platinum®
  • Easily manage and make payments 24/7 from your online banking portal
  • Easily replaced if lost or stolen

Learn More

If you have questions concerning card benefits, please feel free to contact our trusted partner and credit card affiliate, TIB, at (800) 443-2819 or

Preferred Points Rewards

Shop for the things you need and earn the things you want! Preferred Points allows you to earn points on everyday purchases made with your credit card. We even offer ways to earn extra points!

Rewards for Everyday Purchases

  • You are automatically enrolled when you receive your card
  • You will earn 1 point for every $1 spent on your Preferred Points credit card
  • Points are updated monthly and can be viewed online at

Earn Bonus Points

Shop Our Perks Points Mall

Shop our online network of top national and regional merchants. You can browse through hundreds of popular online merchants. You will earn an additional 5 bonus points for every $1 spent, for all transactions using your rewards card.

Shop Our More Points Online Store

Browse through thousands of brand name merchandise items and choose from top gift card retailers. You will earn 3 additional points for every dollar spent when you use your rewards card.

Redeem Your Points

Hundreds of Rewards

You can redeem your points for hundreds of rewards including gift cards, merchandise, travel, cash back, and more!

Click or Call to Redeem