Like most people, you have life goals for yourself and your family. These might include buying a home or business, saving for college education for your children, taking a dream vacation, reducing taxes, retiring comfortably. Financial planning is the process of wisely managing your finances so that you can pursue your goals-while at the same time helping you negotiate the financial barriers that inevitably arise in every stage of life. A qualified financial planner, such as a CERTIFIED FINANCIAL PLANNER™ licensee, can help you make decisions that make the most of your financial resources.
Choosing a financial planner is as important as choosing a doctor or lawyer. Working with a financial planner is a very personal relationship. In addition to competency, a financial planner should have integrity, trust and a commitment to ethical behavior and high professional standards. You want a planner who will put your needs and interests first.
Savings and Spending
Insurance and Risk Mitigation
Investments and Retirement Planning
*For a comprehensive review of your personal situation, always consult with a tax or legal Advisor. Neither Cetera Investment Services, nor any of its representatives may give legal or tax advice.