Mortgage Professionals Team


Everett A. Roy

Everett A. Roy has been in the mortgage lending and financial services industries for over 20 years and has performed a variety of roles, including sales, training, operations, management, and leadership. Mr. Roy has also worked as a licensed real estate agent in Pennsylvania and spent 10 years on active duty serving in the U.S. Army. He is currently Vice President and Mortgage Center Manager for Kleberg Bank. He is passionate about training and educating new loan officers and enjoys solving the challenges that arise in day-to-day operations, while helping his customers. Everett holds a master's degree in management from Webster University and a bachelor's degree in business from Chaminade University. Everett is a Veteran of Foreign Wars and serves on the boards of the Calallen Education Foundation, Corpus Christi Board of Realtors Governmental Affairs, and the Fellowship of Christian Athletes. He is currently participating in Leadership Corpus Christi class of 2016. Everett resides in Corpus Christi with his wife of 24 years and three children ages 18, 14, and six.


George Livas

George has 22 years of experience in the banking industry and brings a vast amount of knowledge. He's been with Kleberg Bank for 12 years and is currently a Vice President. He has worked in several areas of the bank, including operations, consumer lending, management, and, most recently, in mortgage lending. He's a goal-driven individual who strives to exceed the customer's expectations. George was born and raised in Corpus Christi. He loves his South Texas roots and will always call Corpus Christi home. He's married to his beautiful wife and has two amazing boys. He's active in his church and his children's school. George is grateful for the opportunity to serve you for all of your real estate financing needs, whether it is the purchase of your home, an investment property, a land lot, or home improvement of an existing property. He's available now to help you. Call him directly at 361-834-2268.

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Leigh Fowler

Leigh Fowler of Houston, Texas has over 17 years of business experience. Leigh has been recognized for her integrity, communication skills, thoroughness, follow-through, and outstanding client satisfaction. Leigh is an energetic and consistent leader with a strong work ethic and is passionate about helping clients make well-informed decisions that ensure the highest levels of their success. Leigh is a Class of 1997 graduate of Texas A&M University, married to Fritz Fowler, and has three wonderful daughters. She is active in her children's school, The Junior League of Houston, and the Houston Livestock Show and Rodeo. Leigh is truly grateful for the opportunity to serve as your home mortgage consultant.


Victoria Gutierrez

Victoria has 17 years in the banking industry and brings a vast amount of experience to Kleberg Bank. Victoria attributes her success to her excellent customer service skills and always keeping the needs of her clients first. Victoria has experience with FHA, Conventional, and VA loans. Victoria works with a full range of borrowers, however, she especially enjoys working with our veterans and active duty military personnel, whether it is with a PCS or local move. Contact Victoria to get pre-qualified.


Brenda Medary

Brenda with 31 years in the banking industry brings a vast amount of experience to Kleberg Bank. She has worked in all areas of the bank and has spent the last fifteen years in home mortgage. Home mortgage involves a lot of moving parts between buyers, sellers, realtors, underwriters, and title companies. Brenda's experience keeps those parts moving smoothly and quickly. Contact Brenda directly to get pre-qualified today!

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Lesa Garcia

Lesa’s career in mortgage lending began over 35 years ago, and she continues to enjoy the business and assisting customers with their home financing needs. She specializes in new construction lending, as well as Conventional, FHA, VA, Home Equity, Investment, Refinancing and First Time Home Buyer programs. Her knowledge, experience and expertise of home lending programs and guidelines enables her to provide the most appropriate and affordable loan product to her customers. Lesa is a longtime member of The Builder’s Association of Corpus Christi and attends many other Real Estate related functions. A special recognition was being voted a Caller-Times “Best of The Best Mortgage Lender” for eight consecutive years. Favorite travel destinations include Northern California, Lake Tahoe, the Texas Hill Country and Frio River. Lesa also takes time to read, fish, cook, attend live music concerts and the NHRA. She is the proud parent of a son (Electrical Engineer-TAMUK), and a daughter (Chemical Engineer-UT Austin). Lesa strives to make the financing process as easy as possible and truly enjoys working with her customers. Contact Lesa at 361-232-6379 for your financing.


Karen Silvernail

Karen A. Silvernail, currently a mortgage loan officer with Kleberg Bank, is accomplished, has an award-winning history, and has extensive experience in the South Texas real estate market. Previous to joining the Kleberg team, Karen was a dedicated professional during her 21-year career with top regional home builder Hogan Homes, where she procured the sale of portfolio and custom homes; managed the financing and closing of all transactions; trained the corporate sales team; recruited, hired, and managed the sales team; oversaw marketing and public relations; guided product research and development; and acted as the liaison to the Greater South Texas community — all while consistently exemplifying her dedication to maintain good customer relationships and a positive corporate image. A positive customer experience is Karen's ultimate goal when providing the best home financing options for buyers. When not assisting buyers or networking across the Coastal Bend, you can find her hiking with her family, enjoying music of all kinds, and taking road trips throughout the Texas Hill Country with friends.