Home Mortgage Loans

Fixed Rate Mortgage

Lay down roots with the help of a fixed-rate mortgage option that doesn’t leave you guessing about what your next monthly payment will be.

Adjustable Rate Mortgage (ARM)

Take advantage of greater buying power and lower monthly payments up front. After this pre-set period, your interest rate will adjust annually.

FHA & VA Loans

For veterans and other eligible homebuyers, FHA and VA loans have an easier qualification process and lower down payments than traditional mortgages.

Home Refinance

Lock in a lower rate on your family’s home by refinancing your mortgage with Kleberg Bank. You can save money and pay off your home faster.

Home Equity Loans

Use the equity you’ve built within your home to finance a wide range of needs, such as a major life event, debt consolidation, or home remodeling.

Real Estate Loans

Let us help you purchase your very own piece of land on the Coastal Bend. We offer several real estate loan options and competitive rates.

Construction Loans

Don’t settle for anything less than the home of your dreams. Build a custom home or add onto an existing home with a competitive loan from your local bank.