Business Lines of Credit

Be prepared for whatever may come up by getting pre-approved for a business line of credit from Kleberg Bank. This revolving line is ideal for short-term capital needs and seasonal fluctuations. Enjoy easy access to your credit line whenever you need it and only pay interest on what you use.

  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment customized based on your business’s unique needs
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit – as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used
  • Funds are easily accessible via online banking for customers who have a Kleberg checking account
  • Easy online application process
  • Quick, local decision-making and processing in South Texas
  • Attentive, friendly service from start to finish