Refinance

Summary

Take advantage of low interest rates by refinancing your existing mortgage. You can lower your monthly payments or shorten your term. Cash-out options are available where you can receive funds to use now by adding to your principal.

  • Lower your monthly payments
  • Shorten your term
  • Switch from an ARM to a fixed rate
  • Use cash-out option for immediate funds

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Is Refinancing For Me?

There are fees associated with refinancing that must be weighed against the savings over your existing mortgage. The easiest way to determine if refinancing is right for you is to compare the closing costs of refinancing to how long it will take you to break even on those costs with the lower monthly payments. If you will live in the house longer than this break even point, refinancing might be right for you.