Overdraft Prevention

An overdraft can happen to anyone and for any number of reasons, but it can also cause you to pay fees. To help you avoid these fees, Kleberg Bank offers several options to help you avoid an overdraft on your account.

  • Monitor Your Balance – Track the money you deposit and withdraw from your account using Kleberg Bank's Online Banking on a regular basis. Online Banking can be accessed from almost anywhere, even with most smart phones. You can also call Kleberg Bank's 24-Hour Voice Banking at 361-595-4200 (Kingsville), 361-850-6854 (Corpus Christi) or 888-592-6317 (Toll Free).
  • Setup Alerts – Your Online Banking allows you to setup email alerts to let you know when your balance falls below a certain amount.
  • Link your Checking & Savings Acct. – Kleberg Bank offers you the ability to automatically have funds transfer from your savings account to your checking account when you have insufficient funds to cover a transaction. The $3 per transfer charge allows you to avoid overdraft fees.

If you have a concern about your account, or would simply like to discuss your overdraft prevention options, please contact your Personal Banker at 361-592-8501 (Kingsville) or 361-850-6800 (Corpus Christi). You can also learn more about smart ways to manage your money by visiting the following links to the FDIC's Money Smart program.

FDIC Money Smart (English Version)

FDIC Money Smart (Spanish Version)