FEE SCHEDULE

Account Inquiries OnLine and 24-Hour Voice Banking FREE Phone Center/Teller: 1 Free per month; each additional $1 Account Transfers Overdraft Protection Transfer $3 Telephone Transfer $6 Automatic Recurring ACH Transfer $1 ATM/Check Card /Point of Sale Kleberg Bank ATM machines: unlimited use FREE Non-Kleberg Bank ATM Transaction* $1 Debit Card/ATM Point of Sale Transactions FREE Replacement Card $5 Re-PIN Card $5 Check Printing Charges Check order-varies by style/quantity Temporary Checks-per check $2 OnLine Banking • OnLine Banking Services FREE • OnLine Bill Pay FREE

Other Account Fees Balance verification letter $10 Chargeback/return item $7 Early closing of account (within 90 days of opening) $25 Deposit correction $5 Duplicate statement $5 Inactive: balance less than $250; no activity for 3 months $20 Overdraft or Insufficient Funds $25 Research ($25 minimum) • Per hour $25 • Per Copy $3 • Emergency Request per hour $50 • Per Copy $3 Return mail $5 Statement print out $3 Stop Payment • In Person $30 • OnLine/24-Hour Voice Banking $25 Tax Levy and/or Garnishments $50

Other Fees Cashier's Check $5 Money Order $2 Traveler's Checks (per $100) • 1 signature 2% • 2 signatures 2.5% Collections (in/out, per item) $15 Special Account Handling $25

Wire Transfers • In: $10 • Out: $15 • International: $50 Safe Deposit Box Varies with size** Change Orders (per order) • Automated call-in request $1.50 • Telephone request: $3

Fees for other services available upon request.
Attorney's fees we incur due to disputes, claims, investigations, inquiries, and third-part actions involving your account.

* When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used and you may be charged a fee for a balance inquiry even if you do not complete a funds transfer.

**No insurance coverage is provided on box contents by FDIC or Kleberg Bank.

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